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Overview
Affordable housing is an inherently complex issue that has cause and effect relationships that span disciplinary boundaries. There is a critical need for holistic approaches that recognize the connections between housing and health, equity, sustainability, and social justice. The objective of this page is to serve as a clearinghouse to identify some of the wide array of resources that can be used to help resolve the housing affordability crisis. The inclusion or exclusion of any source is not a commentary on the value-add they bring to the industry. This page focuses on free on-line resources although some sources also have premier subscription and/or membership services. Many of the sites have tabs for Research, Publications, and Resources that provide access to additional materials. In addition to Affordable Housing Organizations and Centers/Institutes, click on the following links to jump to each section. There are over 60 resources on this page so to help with navigation, there is a "Back to top of Page" link for each of the following section headers.
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Affordable Housing Organizations
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The AHTCC is a trade association of housing professionals who advocate for affordable rental housing financed with the Low-Income Housing Tax Credits. Our for-profit and non-profit members -including syndicators, investors, lenders, developers, legal and accounting professionals, state allocating agencies, public agencies, and coalitions seek to preserve, expand and improve the Housing Credit and complementary programs through legislative and regulatory outreach and education.
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Housing affordability determines whether individuals and families can live in a neighborhood without sacrificing other basic necessities such as health care. Low-income individuals and people living on a fixed income feel the effects of the nation's affordable housing crisis acutely. Communities with a variety of housing options attract households of diverse sizes and income levels. They also support an individual’s choice to age in their home, in the community or in assisted living.
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APA's Housing Policy guide identifies policy solutions for planners and local, state, and federal elected officials that address dire housing challenges — including accessibility, affordability, and availability — plaguing rapid and slow growth communities nationwide.
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Grounded Solutions Network supports strong communities from the ground up. We work nationally, connecting local experts with the networks, knowledge, and support they need. We help promote housing solutions that will stay affordable for generations. Our mission is to cultivate communities — equitable, inclusive and rich in opportunity — by advancing affordable housing solutions that last for generations. Grounded Solutions Network seeks a future where everyone has access to a home they can afford in economically and racially diverse communities of opportunity that foster better health, academic, and economic outcomes.
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Housing Partnership Network members combine the public purpose of traditional nonprofits with the entrepreneurship of the private sector, and are recognized locally and nationally for innovation, performance, and scale... Housing Partnership Network (HPN) members are regionally focused developers, lenders and community builders, closely connected to the neighborhoods and people we serve.
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The National Affordable Housing Management Association (NAHMA) is the leading voice for the affordable housing management industry, promoting developing, managing and preserving quality affordable multifamily housing. NAHMA advocates for legislative and regulatory policy and provides affordable housing professionals with the knowledge to advance excellence in the communities they serve.
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The National Housing Conference (NHC) is a diverse continuum of affordable housing stakeholders that convene and collaborate through dialogue, advocacy, research, and education, to develop equitable solutions that serve our common interest. NHC brings the housing community together to cultivate and advance best practices, share ideas and objectively advocate for effective affordable housing policy. NHC distills the latest research on housing issues and provides the housing community with the tools it needs to communicate effectively and to address America’s affordable housing needs.
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The National Alliance to End Homelessness is a nonpartisan organization committed to preventing and ending homelessness in the United States. ____________________________________________________
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Through NACo, counties unite to advocate for county priorities in federal policymaking, promote exemplary county policies and practices, nurture leadership skills and expand knowledge networks, optimize county and taxpayer resources and cost savings, and enrich the public's understanding of county government.
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The Affordable Housing Group comprises NAHB housing professionals engaged in the development of affordable and workforce housing using tax credits and other federal, state, local and institutional financing sources and programs. Membership comprises developers, owners, investors, syndicators, lenders and public officials involved in affordable and workforce housing deals.
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NCST (the National Community Stabilization Trust) is a non—profit organization established during the mortgage crisis in 2008. Since our founding, we have been concerned with the impact that vacant, abandoned, and distressed homes have on communities. We focus on how these homes can be rehabilitated to create affordable homeownership opportunities. We have developed an integrated approach to advancing affordable homeownership that facilitates the transfer of distressed and defaulted mortgaged property, leads policy advocacy efforts to bring about homeownership policy innovation and reform, and convenes locally—based practitioners by providing technical assistance and activating funding.
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The National Council of State Housing Agencies (NCSHA) is a nonprofit, nonpartisan organization created to advance, through advocacy and education, the efforts of the nation's state HFAs and their partners to provide affordable housing to those who need it.
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The National League of Cities (NLC) provides tools, resources and opportunities for engagement that can help cities, towns or villages address housing challenges. Through online resources, the site helps communities: explore homelessness and housing stability; expand, preserve and improve local housing supply; and, implement equitable development.
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Based in Washington, D.C., the National Multifamily Housing Council (NMHC) brings together the prominent owners, managers and developers who help create thriving communities by providing apartment homes. Many communities across the U.S. are seeking solutions to a lack of affordable housing. NMHC has created an Housing Affordability Toolkit to help educate all stakeholders to provide apartment firms with the information they need to help advocate effective local housing policies.
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The National League of Cities (NLC) provides tools, resources and opportunities for engagement that can help your city, town or village through its housing challenges. From homelessness and housing stability, to expanding, preserving and improving the local housing supply, to implementing equitable development, explore NLC's housing, homelessness and community development resources. NLC's tools, resources and opportunities provide local leaders with foundational and applied knowledge to the most pressing housing and homeless issues facing cities today.
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The National Neighborhood Indicators Partnership is a learning network, coordinated by the Urban Institute, that connects independent partner organizations in more than 30 cities. Our Mission — To ensure all communities have access to data and the skills to use information to advance equity and well—being across neighborhoods. Our Vision — A future where people use data to increase racial and economic equity and well-being in their communities.
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NeighborWorks America creates opportunities for people to live in affordable homes, improve their lives and strengthen their communities. At the foundation of the NeighborWorks mission are nearly 250 strong, healthy and prepared network organizations in every state, the District of Columbia and Puerto Rico. As a congressionally chartered and funded nonpartisan nonprofit, we support organizations that provide communities with affordable housing, financial counseling and coaching, training, and resident engagement and collaboration in the areas of health, employment and education.
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The Public and Affordable Housing Research Corporation is a nonprofit dedicated to promoting the importance of affordable housing on a national level. Our mission is to provide independent research and relevant data to support the efforts of the public and affordable housing industry and its stakeholders. Through industry collaboration and independent research, PAHRC spotlights the impact, outcomes, and benefits that affordable housing brings to families and communities. Our team also provides data and tools to help researchers, practitioners, and advocates build evidence-based cases for why affordable housing matters.
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Our mission is to advance the creation and preservation of healthy, sustainable, affordable rental homes that foster equity, opportunity, and wellness for people of limited economic resources. Affordable, quality housing is fundamental for a just and equitable society. However, too often a quality, affordable home is out of reach. Centuries of racially unjust policy have made housing less affordable and accessible for people of color. SAHF works with policy and financing partners to increase the production, preservation, and operation of affordable housing, as a key component of living a healthy life.
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The Housing Assistance Council (HAC) is a national nonprofit corporation established in 1971 to increase the availability of decent and affordable housing for rural low—income people. HAC provides below—market financing, technical assistance, training, research, and information services to the for—profit, nonprofit, and public sectors... HAC's mission is to improve housing conditions for the rural poor, with an emphasis on the poorest of the poor in the most rural places.
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Affordable Housing Policy Advocates
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The Center on Budget and Policy Priorities is a nonpartisan research and policy institute that advances federal and state policies to help build a nation where everyone regardless of income, race, ethnicity, sexual orientation, gender identity, ZIP code, immigration status, or disability status has the resources they need to thrive and share in the nation's prosperity.
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Although concern around housing costs is a regular feature in our public and media conversation, little changes in how the system works. Framing can help. An affordability frame leads people to think in terms of personal budgets and individual responsibility. An availability frame, on the other hand, points people to the role of public policy in providing access. The housing equity narrative needs to shift in its balance between problems and solutions. The movement's challenge isn't to convince the public that the system is broken; the challenge is to show that it can be fixed.
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The National Low Income Housing Coalition is dedicated to achieving racially and socially equitable public policy that ensures people with the lowest incomes have quality homes that are accessible and affordable in communities of their choice. Of particular interest is the comprehensive, downloadable
Advocates' Guide to Housing and Community Development Policy which is designed to educate advocates about programs and policies that make housing affordable to low-income people across America.
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No matter where you live — whether you've advocated before or are just getting started you have the power to influence housing policies and solutions to create large scale impact. In addition building houses, Habitat for Humanity is advocating to change systems and policies to ensure U.S. families have access to decent, affordable homes.
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Sponsored by the Bipartisan Policy Center, the J. Ronald Terwilliger Center for Housing Policy embraces the vision of the namesake: We can no longer afford the continued silence about the crisis in housing. An America with so many of its citizens living in unstable housing situations is an America that is failing to live up to her great potential.
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Housing is where LISC started. And it's still the cornerstone of our mission, even as our vision has expanded to include catalyzing opportunity for people and places in many ways: through education, good jobs, health, safety and economic development. LISC continues to make quality, affordable housing available to low-income and vulnerable residents-from seniors to veterans to the formerly homeless- in underserved communities.
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PolicyLink is an advocacy group focused on housing futures & land justice. We know that healthy communities of opportunity are a key predictor of life outcomes and therefore the PolicyLink approach to housing has never been just about housing and that housing is connected to opportunities that include access to high-quality schools, safe and convenient transportation options, and healthy food.
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The Urban Institute's Housing Matters initiative delivers data and research, technical assistance, and evidence-based insights to changemakers who have the power to advance solutions for enhancing access to affordable housing. We aim to equip policymakers, advocates, and program designers and implementers in housing and other fields with the information they need to invest in housing as a vehicle for building stronger, more resilient communities.
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Kansas City, Missouri & Kansas Resources
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The primary purpose of the Planning and Development Department is to support the mission of HAKC in the creation and preservation of affordable housing. Our secondary purpose is to serve as the research and development arm of the Housing Authority.
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The Kansas City, Kansas Housing Authority (KCKHA) helps families and individuals with low and moderate incomes achieve greater stability and self reliance by providing safe, affordable, quality housing and partnering with community services and agencies and promoting economic opportunity in a suitable living environment free from discrimination.
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This Housing Data Hub is a collaboratively designed community resource and is one component of the larger Regional Housing Partnership. It is meant to be a living tool that will be updated with new and changing data and visualizations over time. The Housing Data Hub is offered as a public service, integrating various government records into a region-wide mapping system.
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The Mid-America Regional Council maintains many datasets and maps describing boundaries, resources and features in the Kansas City region. MARC provides this information to increase regional awareness on shared issues, to provide a public service, and to assist local governments and planning agencies with their own maps, analyses and decision-making processes. Geographic information systems (GIS) are used every day to assist regional planning efforts such as transportation planning, environmental programs, and emergency services.
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MHDC administers, and provides financing for the rehabilitation and construction of affordable housing. The Commission also provides funding for home loans to qualified, first-time buyers through a network of certified, private mortgage lenders. The Commission administers the federal and Missouri Low-Income Housing Tax Credit (LIHTC) programs, the Affordable Housing Assistance Program Tax Credit (AHAP), federal HOME funds, National Housing Trust Funds, Missouri Housing Trust Funds, Emergency Solutions Grant Funds and the direct funding of several housing assistance and COVID-19 response programs. The Commission also provides advisory, consultative, training and educational services to non-profit housing organizations.
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Kansas Housing Resources Corporation (KHRC) is a self-supporting, nonprofit, public corporation that serves as the primary administrator of federal housing programs for the state of Kansas. KHRC delivers solutions to those who are working to end the housing crisis in Kansas. The corporation's vision can only be achieved when all Kansans have the support and resources they need to achieve their goals, no matter where they are in their housing journey.
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Affordable Housing Site Visitors
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I will be adding more affordable housing resources so check back. If you have suggestions, please Contact Me.
Updated: October 25, 2023
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Affordable Housing Centers/Institutes
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The AEI Housing Center has three primary objectives: provide transparent and objective mortgage and housing market trends; foster a stable system of mortgage finance that promotes sustainable homeownership; and, develop market-based solutions to the national shortage of economical housing. They pursue these objectives through the use of the best available data and by producing rigorous research on important policy issues.
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The Brookings Institution is a nonprofit organization whose mission is to conduct in-depth, nonpartisan research to improve policy and governance at local, national, and global levels. One of the topics it tracks is Housing which falls under it's Cities & Communities area of interest.
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The Center for American Progress is an independent, nonpartisan policy institute that is dedicated to improving the lives of all Americans through bold, progressive ideas, as well as strong leadership and concerted action. Our aim is not just to change the conversation, but to change the country.
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The Center envisions a future where all people live in strong, healthy, just communities where widespread vacant, abandoned, and deteriorated properties no longer exist. Our mission is to foster strong, equitable communities where vacant, abandoned, and deteriorated properties are transformed into assets for neighbors and neighborhoods.
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The JCHS focuses on the fact that a large and growing share of US households cannot find affordable housing. They note "A major focus of our research is to document the housing cost burdens that both renters and homeowners face, and to analyze the complex interrelationships among household incomes, housing prices, and the market dynamics driving affordability trends." To fulfill their mission, they produce a series of reports and provide access to data regarding national, state, and metro-level cost burdens through interactive tools.
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We organize our work around the achievement of six goals across five global regions. Better access to opportunity means better outcomes — at the individual and collective levels — and land policy can be a crucial lever in achieving that. In the United States and elsewhere, we must grapple with our histories of racial and class oppression, persistent segregation, and inequitable access to resources and opportunities. Our work seeks to address these challenges by expanding access to thriving neighborhoods and cities, and creating new opportunities in those that are struggling.
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The National Housing Law Project’s mission is to advance housing justice for poor people and communities. They achieve their mission by helping strengthen and enforce the rights of tenants and low-income homeowners, increase housing opportunities for underserved communities, and preserve and expand the nation's supply of safe and affordable houses. ____________________________________________________
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The NYU Furman Center is a joint center of the New York University School of Law and the Robert F. Wagner Graduate School of Public Service. The key components of it's mission are to: Conduct objective academic and empirical research, promote frank and productive discussions, present essential data and analysis about the state of New York City's housing and neighborhoods, and, train the next generation of urban policy leaders including researchers, analysts, and practitioners.
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Pew Research Center is a nonpartisan fact tank that informs the public about the issues, attitudes and trends shaping the world. We conduct public opinion polling, demographic research, content analysis and other data-driven social science research. We do not take policy positions. We generate a foundation of facts that enriches the public dialogue and supports sound decision-making. We are nonprofit, nonpartisan and nonadvocacy. We value independence, objectivity, accuracy, rigor, humility, transparency and innovation.
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The Housing Crisis Research Collaborative aims to address the long-standing inequities in access to safe, stable, and affordable rental housing that have been laid bare by the COVID—19 pandemic. We provide policymakers at all levels of government with the data and analysis they need to design, implement, and evaluate more equitable and effective rental housing and community development responses to the pandemic and the ongoing rental housing affordability crisis.
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The mission of the Terner Center for Housing Innovation at the University of California at Berkeley is to formulate bold strategies to house families from all walks of life in vibrant, sustainable, and affordable homes and communities. Our work provides timely analysis and data-driven research to support policy and innovation for policymakers, practitioners, and advocates in addressing with urgency the multiple, layered crises of housing affordability, entrenched inequities, and climate change. The Terner Center aims to provide actionable, pragmatic paths that are based in evidence and can bring together a coalition to make change.
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The Urban Institute is a nonprofit research organization that provides data and evidence to help advance upward mobility and equity. We are a trusted source for changemakers who seek to strengthen decisionmaking, create inclusive economic growth, and improve the well-being of families and communities. For more than 50 years, Urban has delivered facts that inspire solutions — and this remains our charge today.
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Our mission is to ensure that everyone has a safe and healthy home. With more than six million families living in substandard housing, we equip leaders across the public health, housing, and environmental sectors with the data, tools, policies, and best practices needed to improve housing quality in their communities. We channel the powerful energy and deep-—rooted interests of the healthy housing movement into a force for change. Learn how you can be a part of this change.
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The Institute for Housing Studies is a research center situated in the Real Estate Center at DePaul University. IHS's mission is to provide reliable, impartial, and timely data and research to inform housing policy decisions and discussions about the state of housing in the Chicago region and nationally. IHS's work in particular focuses on affordable housing issues and understanding the changing dynamics of neighborhood housing markets.
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The Center fosters thought leadership and dialogue on housing and policy-related issues. We convene professional forums that will allow academics, policymakers, and industry professionals to advance and disseminate knowledge. We produce data tools that explore and document changing market conditions, as well as reliable and multidisciplinary research that influences policy discussions and decisions.
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Affordable Housing Interactive Tools
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The US Council on Environmental Quality Climate and Economic Justice Screening Tool is an interactive map that highlights disadvantaged census tracts across all 50 states, the District of Columbia, and the U.S. territories. Eight categories are including in the designation: Climate Change, Energy, Health, Housing, Legacy Pollution, Transportation, Water and Waste Water, and Workforce Development.
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Federal Rental Assistance Fact Sheets are published by the Center on Budget and Policy Priorities. The Fact Sheets provide data and graphical information on federal rental assistance for the US, as well as for individual states. The reports are standardized and can be downloaded to provide a snapshot of federal assistance.
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The National Association of Realtor (NAR) interactive Housing Resource Tracker map displays the number of single family and total housing units/job to help identify supply-side housing conditions.
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The Housing Policy Matchmaker provides local governments with a concise, accessible snapshot of housing conditions, focusing on a handful of key metrics, and places the locality in context relative to neighboring communities... In addition, the tool focuses specifically on housing affordability and supply and is not intended to provide resources on all types of housing challenges, such as homelessness or mixed-use residential and commercial development.
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The National Equity Atlas indicators track community-level performance on key measures of inclusive prosperity. They define an equitable community as one where all residents are fully able to participate in community economic vitality, contribute to its readiness for the future, and connect to its assets and resources.
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The National Housing Preservation Database (NHPD) was created by the Public and Affordable Housing Research Corporation (PAHRC) and the National Low Income Housing Coalition (NLIHC) in 2011 in an effort to provide communities with the information they need to effectively preserve their stock of public and affordable housing. The NHPD is an address-level inventory of federally assisted rental housing in the US. The data in the NHPD come from the US Department of Housing and Urban Development (HUD) and the US Department of Agriculture (USDA), and include ten federally subsidized programs.
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Hosted by PAHRC, the Neighborhood Opportunity Tool offers a series of intreactive maps: The maps provide data on educational opportunity, job access, health outlook, and transit access as well as neighborhood desirability and neighborhood change. Click on the buttons to find out how your community measures up and how you can build opportunity capital across neighborhoods. The tools you'll find here are intended to help housing providers, service providers, residents, policymakers, researchers, and community leaders increase affordable housing in areas of opportunity, and bring opportunity to neighborhoods that were previously cut off from investment.
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Hosted by the National Housing Conference, the Paycheck to Paycheck database illustrates the ability of a wide range of occupations to afford typical housing in metropolitan areas across the country.
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The RURAL DATA PORTAL is a simple, easy to use, on—line resource that provides essential information on the social, economic, and housing characteristics of communities in the United States. The RURAL DATA PORTAL is targeted toward rural communities, but a wide range of information is presented for the nation, states, and counties for rural, suburban and urban areas. Most of the information provided in the RURAL DATA PORTAL come from Housing Assistance Council (HAC) tabulations of various public use data sets such as the 2010 Census of Population and Housing, the American Community Survey (ACS) and Home Mortgage Disclosure Act Data.
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Federal Affordable Housing Resources
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Managed by the U.S. Department of Housing and Urban Development Office of Policy Development and Research (PD&R), HUD User hosts research, publications, and datasets in housing, community development, and more. The U.S. Department of Housing and Urban Development's (HUD's) Office of Policy Development and Research (PD&R) supports the Department's efforts to help. The Office provides reliable and objective data and analysis to help inform policy decisions. PD&R is committed to involving a greater diversity of perspectives, methods, and researchers in HUD research.
- Consolidated Planning/CHAS Data.
HUD receives custom tabulations of American Community Survey (ACS) data, known as the CHAS data (Comprehensive Housing Affordability Strategy). The data can be used to analyse the extent of housing problems and housing needs, particularly for low income households. The CHAS data are used by local governments to plan how to spend HUD funds, and may also be used by HUD to distribute grant funds.
- PD&R Edge.
PD&R Edge, provides a snapshot of research, periodicals, publications, news, and commentaries on housing and urban development issues. Edge research demonstrates that housing location affects essential outcomes, such as income and health, for residents.
- Geospatial Data Storefront.
The HUD-eGIS Storefront provides a one-stop shop where users can search for and discover HUD's geospatial datasets, web-based mapping tools, and application programming interfaces (APIs). By providing convenient access to a broad range of information the HUD-eGIS Storefront empowers citizens and organizations to engage in the data-driven decision making efforts that affect their communities.
- Fair Market Rents (40th Percentile Rents)
Fair Market Rents (FMRs) are used to determine payment standard amounts for the Housing Choice Voucher program, to determine initial renewal rents for some expiring project-based Section 8 contracts, to determine initial rents for housing assistance payment (HAP) contracts in the Moderate Rehabilitation Single Room Occupancy program (Mod Rehab), rent ceilings for rental units in both the HOME Investment Partnerships program and the Emergency Solution Grants program, calculation of maximum award amounts for Continuum of Care recipients and the maximum amount of rent a recipient may pay for property leased with Continuum of Care funds, and calculation of flat rents in Public Housing units.
- US Housing Market Conditions.
The OPD&R US Housing Market Conditions (USHMC) website contains all the national, regional, state, metropolitan, and local data and analysis in one location. Users can search by geography to access reports available for particular areas or can search by the type of report. Users can also download PD&R Mobile to display current national housing data and the latest trends in the housing market.
- Qualified Census Tract Table Generator.
This page allows users to generate Low-Income Housing Tax Credit (LIHTC) Qualified Census Tract (QCT) tables for individual counties, individual metropolitan areas, nonmetropolitan parts of individual States, all counties in a single State, the complete table for all metropolitan areas, and the complete table for all nonmetropolitan parts of States.
- What&s New. The HUD USER portal for the latest research and reports, housing market reports, data, and announcements.
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The Department of Housing and Urban Development is the Federal agency responsible for national policy and programs that address America's housing needs, that improve and develop the Nation's communities, and enforce fair housing laws. HUD's business is helping create a decent home and suitable living environment for all Americans, and it has given America's communities a strong national voice at the Cabinet level.
The following list hightlights some programs of interest to the affordable housing industry. Click here for a download of the complete overview and links to the 2023 Programs of HUD.
- Choice Neighborhood Program
The Choice Neighborhoods program provides competitive Planning Grants and Implementation Grants to enable communities to revitalize struggling neighborhoods with distressed public housing or HUD-assisted housing through a comprehensive approach to neighborhood transformation. Local leaders, residents, and stakeholders, such as public housing agencies, cities, schools, police, business owners, nonprofits, and private developers, create a plan that revitalizes distressed HUD housing and addresses the challenges in the surrounding neighborhood. The program is designed to catalyze critical improvements in neighborhood assets, including vacant property, housing, services, and schools.
- Housing Choice Voucher Program.
Housing choice vouchers allow very low-income families to choose and lease or purchase safe, decent, and affordable privately-owned rental housing.
- Mark-to-Market (M2M) Program
The Mark-to-Market (M2M) program preserves affordability and availability of low income rental multifamily properties with federally insured program. The purpose of M2M is to reduce rents to market levels by restructuring existing debt to levels supportable by these rents. The Green Initiative is also available through this program to assist owners in rehabilitating their properties in the most sustainable way feasible.
- Project-based Voucher Program
Project-based vouchers (PBVs) are a component of a public housing agency's (PHA's) Housing Choice Voucher (HCV) program. PHAs are not allocated additional funding for PBV units; the PHA uses its tenant-based voucher funding to allocate project-based units to a project. Projects are typically selected for PBVs through a competitive process managed by the PHA; although in certain cases projects may be selected non-competitively.
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Historically, low-income communities experience a lack of investment, as evidenced by vacant commercial properties, outdated manufacturing facilities, and inadequate access to education and healthcare service providers. The New Markets Tax Credit Program (NMTC Program) aims to break this cycle of disinvestment by attracting the private investment necessary to reinvigorate struggling local economies.
The NMTC Program attracts private capital into low-income communities by permitting individual and corporate investors to receive a tax credit against their federal income tax in exchange for making equity investments in specialized financial intermediaries called Community Development Entities (CDEs).
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This government site provides information about rental, home buying, and home repair assistance programs. Visitors can learn how to find emergency housing and avoid foreclosure and eviction. The site provides information on how these programs work, who is eligible, and how to apply. Programs covered include Housing Choice Voucher (Section 8), Subsidized Rental Housing, Public Housing, and Rental Assistance for Special Groups.
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This site features the collaborative program between HUD and VA that combines HUD housing vouchers with VA supportive services to help Veterans who are homeless and their families find and sustain permanent housing.
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Affordable Housing Finance Resources
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The Community Development Financial Institutions Fund (CDFI Fund) plays an important role in generating economic growth and opportunity in some of our nation's most distressed communities. By offering tailored resources and innovative programs that invest federal dollars alongside private sector capital, the CDFI Fund serves mission-driven financial institutions that take a market-based approach to supporting economically disadvantaged communities. These mission-driven organizations are encouraged to apply for CDFI Certification and participate in CDFI Fund programs that inject new sources of capital into neighborhoods that lack access to financing.
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Workforce Housing: Sponsor—initiated Affordability. Doing well by doing good. Help stabilize communities and expand affordability. Fannie Mae Multifamily offers Sponsor-Initiated Affordability (SIA), a product initiative that provides better pricing and underwriting flexibility to incentivize the voluntary creation or preservation of units that are affordable to tenants earning 80% of Area Median Income (AMI) or less.
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The directory has been created for national banks and federal savings associations interested in learning about possible financing and investment opportunities from various federal tax credit programs designed to promote community economic development and energy conservation.
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